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Accounts tailored to your needs

Our Chequing and Savings accounts have great features and benefits and no minimum balance required.

 
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Daylight Savings and Chequing     Most Popular  

No Fee* banking

Our Refer A Friend Program is exclusive to the Daylight Chequing Account. 

  • No monthly fee for a savings account
  • Free deposits and withdrawals
  • Free EFTs and bill payments
  • Free ATM transactions on THE EXCHANGE® network 
  • $2.00 ATM Transactions on the Interac® network
  • Free Me-to-Me money transfers
  • 5 free Interac® e-transfers per month
  • Eligible for $450 Daylight Chequing PayDay Perks Promotion
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* No monthly fee for a chequing account with a minimum daily balance of $1,000 (30-day grace period before the balance requirement applies).

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Aim For More Savings and Chequing

Student & young adults

Available exclusively for young adults 16–29 years old, these banking accounts have the flexibility and features you need with no monthly fees.

  • No monthly fees
  • Free deposits and withdrawals
  • Free EFTs and bill payments
  • Free ATM transactions on THE EXCHANGE® network 
  • 3 free ATM Transactions on the Interac® network per month
  • Free Me-to-Me money transfers
  • 3 free Interac® e-transfers per month
  • At age 30, Member transitions into Daylight Chequing or Savings
​Open Account
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Feel Free Savings and Chequing

Retirement banking

Enjoy all the benefits of seniority with our Feel Free accounts exclusively available to Members 60 years of age and older.

  • No monthly fees
  • Free deposits and withdrawals
  • Free cheques, EFTs and bill payments
  • Free bank drafts
  • Free ATM transactions on THE EXCHANGE® network 
  • Free ATM Transactions on the Interac® network
  • Free Me-to-Me money transfers
  • Free e-statements and paper statements
  • 5 free Interac® e-transfers per month
​Open Account
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Evermore Savings and Chequing

Premium banking

For your day-to-day banking needs, we've got you covered with valuable features and benefits, especially if you perform a high number of transactions every month.

  • $15 monthly fees
  • Free deposits and withdrawals
  • Free cheques, EFTs and bill payments
  • Free bank drafts and certified cheques
  • Free ATM transactions on THE EXCHANGE® network 
  • 5 free ATM Transactions on the Interac® network per month
  • Free Me-to-Me money transfers
  • 5 free Interac® e-transfers per month
​Open Account
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Foreign Currencies

USD account

Simplify transactions you make in US dollars while getting the benefits of a chequing account.

  • $5 monthly fee
  • Interest paid quarterly
  • Free deposits
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Foreign Currencies

Go euro

If you’re a frequent traveler to Europe or need to make regular transactions in European funds, this account is for you.

  • No monthly fees
  • Interest paid quarterly
  • Free deposits and withdrawals in Euro funds
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Direct Deposits

To set up Direct Deposit or Pre-Authorized payments (Electronic Fund Transfers or EFTs), click on the .k , below to download a Payment Instructions Form. Complete the form and send it to the organization you wish to either send automated payments to, or receive automated deposits from. Keep a copy for your records.

>> Download form

Me-to-Me Transfers

Transfer money and deposit cheques 24/7. Whether through Interac e-Transfers or free Me-to-Me Automated Fund Transfers, save time with self-serve banking. Me-to-Me lets you transfer money between your DUCA account and your account at another financial institution.

>> Download Me-to-Me form

>> View transaction limits

Incoming Wire Transfers

Please provide the following forms with instructions to any party planning to wire funds to your DUCA account. Choose the form with instructions based on currency: Canadian, US, Euro, or GBP (British Pound Sterling.) To ensure your incoming wire transfer is not rejected due to incorrect or inconsistent information, the personal information you provide on the form must be accurate and up to date.

Download Incoming Wire Forms and Instructions:

>> CND | USD | EURO | GBP

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Eligible deposits in registered accounts have unlimited coverage through the Financial Services Regulatory Authority (FSRA). Eligible deposits (not in registered accounts) are insured up to $250,000 through the Financial Services Regulatory Authority. Visit FSRA.
FSRA Deposit Insurance Brochure