If you’re a financial advisor who employs leveraged life insurance strategies in your practice, you’ve likely heard of Randy Cutting.  Over the course of his 27 year banking career, Randy has cultivated a depth of knowledge and experience in Specialized Lending which ranks him among the top lending experts in this field. 

Randy’s multi-disciplinary background in Credit, Underwriting, Product Development and Relationship Management makes him the ideal specialist to structure the banking side of your Immediate Financing Arrangement, establish a line of credit for your client secured by CSV or investments, or assist you in financing the purchase of a book of business from a retiring colleague.

As VP of Sales for DUCA’s Specialized Lending team, Randy helped launch the unit.  Prior to joining DUCA, Randy worked at Manulife Bank, National Trust & Scotiabank.

Trevor Smith is the Director of Specialized Lending at DUCA. He received his degree from the University of Western Sydney in Australia, he has spent 12 years in Specialized Lending and has been in financial services for more than 18 years.  Trevor has his C.F.P. designation and resides in Paris, Ontario with his family.

Michelle Gervais is a Senior Account Manager at DUCA, with over 20 years of lending experience, with 8 years dedicated to providing excellent Specialized Lending services to her clients.  With a focus on complex problem solving, Michelle helps position clients with the right set of tools to deliver solid solutions for their customer’s financial needs.