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Received a new debit card? Activate it now & use your new card number for online banking. Need help? Call 1.866.900.3822.

Earn up to $1000 with our Refer-a-Friend Program! Contact us to learn more!
 
Remember: Fraud attempts are on the rise, including calls from fraudulent actors pretending to be DUCA. Be cautious and never provide your passwords or Two-Step Verification (2SV) codes over the phone. If you receive a suspicious call, hang up and contact DUCA directly using the phone number on the back of your debit card or visit a branch. Learn how to protect yourself.
 

Great rates to help you achieve more

3.95%

Conditions apply

18-Month Sprout GIC

Registered GIC (eligible for RRSP, TFSA and RRIF). Limited time offer.

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4.00%

Conditions apply

6-Month GIC

Cashable at 3.50% (for Non-registered and TFSA). Eligible for Non-registered, RRSP, TFSA and RRIF. Limited time offer.

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3.75%

Conditions apply

3-Month Term Deposit

Cashable at 3.50%. Non-registered only.
Limited time offer.

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No-Fee accounts

Your hard-earned money should stay with you so it can work for you.

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​DUCA mortgages

Great rates to open the door to your new dream home.

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Grow your money

The investments and savings rates to make your savings grow faster.

Save & invest

 
 
Refer a Friend

Earn up to $1000 with DUCA's Refer-a-Friend Program!

For DUCA Members: Share your unique Referral Promo Code with friends, and when they open a Daylight Chequing Account using your promo code, you’ll each receive a $100 bonus, credited in March 2025. Not sure what your referral promo code is? Contact us.

For New Friends: Ready to join DUCA? Use your friend Referral Promo Code to open a Daylight Chequing Account, and you’ll both score $100, credited in March 2025! Terms & Conditions apply.

 
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​Do more. Be more. Achieve more.

We do this by offering Members profit sharing, low borrowing rates, high interest savings accounts and great financial advice — that’s the DUCA difference.

 
A Career at DUCA

A career with DUCA

A welcoming workplace environment, opportunities for growth, and a close connection to communities are just some of the reasons DUCA is the place for you.

 
Doing more for our communities

​Doing more for our communities

Helping our Members do more and investing in our communities through initiatives, grants and sponsorships.

 
VISA

​Credit Cards that give you more

Cash back, travel and great merchandise. Get the cards that give you more for your money.

 

DUCA on the go

Use the DUCA app to do more. Bank, including depositing cheques, wherever you are and whenever you want.

 
 
​Ways to bank
​Member benefits