Mortgage Basics

Custom-Fit to Our Members’ Needs

Having the right DUCA mortgage depends on having various options and a qualified professional to help you make your selection. Our mortgage specialists are dedicated to helping you choose the best mortgage product based on your budget, circumstances, overall financial goals, and needs. With a wide range of mortgage products at competitive rates, DUCA has the options you would expect from a financial institution, but what really sets us apart is friendly service and the DUCA Advantage of rebates through our profit sharing program. We’re here to help you achieve financial security. That’s what DUCA is all about.

Mortgages Made Simple

Choose the mortgage that matches your needs. Our fixed rate closed mortgage, with competitive rates on terms from six months to seven years, is the popular choice—especially for those who want a consistent payment amount.  Our variable rate mortgage lets you take advantage of lower interest rates, but comes with the risk that the rate might increase. You can however lock in to a rate at any time however some conditions apply.

Refinancing or Renewing

Thinking of re-mortgaging with DUCA? We have a range of creative solutions to help you achieve your goals. You can:

Whether you’re looking for lower fees or access to your money when you need it, you’ll find a DUCA mortgage product that suits you.