Legal Terms

All content of this site is the property of DUCA Financial Services Credit Union Ltd., unless otherwise noted. Any downloading of text or graphics for purposes other than personal use is prohibited unless authorized by DUCA.

Although we strive for accuracy, timeliness and completeness, rates and information quoted are not guaranteed and may change at any time.

DUCA Internet Websites - The Member acknowledges that:

  • the information which may be provided on the DUCA Website is for informational purposes only and is not intended to provide specific financial, tax, accounting or legal advice;
  • while DUCA believes the information contained on the Website to be correct and attempts to keep the information current, DUCA does not warrant the accuracy or completeness of any such information and expressly disclaims any liability for errors or omissions in this information;
  • any links to other Websites are provided for convenience only and no endorsement of any third party products or services is expressed or implied by any information referred to or linked from or to the DUCA Website;
  • DUCA does not represent or warrant that the services provided through the DUCA Website will be uninterrupted or error free, that defects will be corrected or that the Website or the server that makes it available are free of viruses or other harmful components;
  • DUCA recommends that the Member install, update and use an anti-virus program whenever the DUCA Website is accessed. DUCA also recommends that the Member establish a data backup and recovery process to protect data from any loss or damage; and
  • in no event will DUCA or any of its affiliates be liable to the Member or any third party for any loss or damage of any sort (including destruction or loss of data, software or hardware) whether arising in contract, tort or otherwise, caused by or arising in connection purposes only and is not intended to provide specific financial, tax, accounting or legal advice;

® INTERAC is a Trade-mark of Interac Inc. DUCA Financial Services Credit Union Ltd. authorized user of the Trade-mark. ® MASTERCARD is a registered trademark owned by MasterCard International Incorporated and is used under license. ® CHOICE REWARDS is a registered trademark of CU Electronic Transaction Services Inc.

All other marks are copyright of their owners.

Mutual funds sales by Qtrade Asset Management. Mutual funds are not insured by the Deposit Insurance Corporation of Ontario. Important information about Mutual Funds is contained in their simplified prospectuses. Read the prospectus carefully before investing. Unit values and investment returns will fluctuate.

All product features and rates quoted throughout this site are correct at time of issuance and subject to change and market fluctuations. The information supplied within this site is for our members' use only and does not constitute an offer or contract. It is advised to contact the branch nearest you for all final details including up to the minute features and rate information.

The Deposit Insurance Corporation of Ontario, a government corporation, protects all Ontario credit union depositors up to a maximum of $100,000 of all Canandian dollar deposits. All deposits made to RSP plans are fully insured through the Deposit Insurance Corporation of Ontario with no limit on the maximum amount.

Information and documents provided on this Web site are provided 'as is' without any warranty. DUCA uses reasonable efforts to include accurate and up-to-date information on this Web site; it does not, however, make any representations as to its accuracy or completeness. Your use of this Web site is at your own risk. DUCA, its suppliers, and the other parties involved in creating and delivering this Web site's contents are not liable for any damages arising from use of this site.

DUCA's Web site contains links to third-party Web sites. The linked sites are not under the control of DUCA, and DUCA is not responsible for the contents of any linked site or any link contained in a linked site. DUCA is providing these links only as a convenience, and the inclusion of a link does not imply endorsement of the linked site by DUCA.

In order to provide better service, we will occasionally use a "cookie". A cookie is a small piece of information which a Web site stores on your Web browser on your computer and can later retrieve. The cookie cannot be read by a Web site other than the one that set the cookie. We use cookies for a number of administrative purposes. They let us store information that you have already told us, so we don't have to ask you again. They also allow us to measure what parts of our site customers prefer to see, and what parts are less popular. Most cookies last only through a single session, or visit. None will contain information that will enable anyone to contact you via telephone, e-mail, or "snail mail". You can set up your Web browser to inform you when cookies are set or to prevent cookies from being set.

However, DUCA OnLine Banking , uses cookies, as a security measure, to maintain a connection with you. If you set your browser to prevent cookies, you will not be able to access DUCA online banking services.