Fees

Online Banking/ATM Services

Canadian (non-DUCA ATM) Interac®(1) cash withdrawal  
$1.50
US$ ATM cash withdrawal $3.00
International ATM cash withdrawal
$5.00
Interac® direct payment or Maestro
$0.50
Online bill payments $0.50
DUCA or THE EXCHANGE® Network ATM transactions
FREE
DUCA Online Banking
FREE

(1) ® Trade-mark of Interac Inc. DUCA Financial Services Credit Union Ltd. authorized user of the Trademark.

International Wire/Draft Service

Incoming Transfers - Canada/US

Up to $2,500 $10.00
Over $2,500
$15.00

Outgoing Transfers - Canada/US/International

Up to $25,000 $25.00
$25,001 - $50,000
$50.00
$50,001 - $75,000 $75.00
Over $75,000
$100.00

Incoming Transfers - Euro

Up to €2,500 €4.00
€2,501 - €10,000 €8.00
Over €10,000 €10.00

Outgoing Tranfers - Euro

Up to €2,500
€8.00
€2,501 - €10,000 €12.00
€10,001 - €25,000 €25.00
€25,001 - €50,000 €50.00
€50,001 - €75,000 €75.00
Over €75,000 €100.00

Pensions

Receipt required
$2.00
No receipt required
FREE

Drafts & Additional Services

Global cheque/Foreign draft
$10.00
Stop payment on foreign draft
$25.00
Foreign deposits (Euros, Pounds Sterling)
$7.00

Note: Deposits in foreign currencies are not insured by the Deposit Insurance Corporation of Ontario.

Accounts

Regular Savings Account

Membership Fee deducted each December 
$5.00
Transfer to cover cheque
FREE
Automatic transfer to cover cheque 
FREE

Chequing - No Fee Package

Cheques/Electronic Transfer
10
Deposits and withdrawals
Unlimited
DUCA or THE EXCHANGE® Network ATM transactions Unlimited
Interac® withdrawals (in Canada)
2
Interac® transactions
5
Bill payments
5
Monthly package fee
No Fee

Chequing - Low Fee Package

Cheques/Electronic Transfer Unlimited
Deposits and withdrawals
Unlimited
DUCA or THE EXCHANGE® Network ATM transactions Unlimited
Interac® withdrawals (in Canada)
4
Interac® transactions
10
Bill payments
10
Monthly package fee
$6.00

Chequing - Low Fee Plus Package

Cheques/Electronic Transfer Unlimited
Deposits and withdrawals Unlimited
DUCA or THE EXCHANGE® Network ATM transactions Unlimited
Interac® withdrawals (in Canada) 6
Interac® transactions
Unlimited
Bill payments 15
Monthly package fee $12.00

Chequing - No Fee Student Package

Cheques/Electronic Transfer Unlimited
Deposits and withdrawals Unlimited
DUCA or THE EXCHANGE® Network ATM transactions Unlimited
Interac® withdrawals (in Canada) 5
Interac® transactions 15
Bill payments 5
1 Basic order of 100 cheques per year FREE
Monthly package fee  No Fee

Chequing - Heritage Package

Cheques/Electronic Transfer Unlimited
Deposits and withdrawals Unlimited
DUCA or THE EXCHANGE® Network ATM transactions Unlimited
Interac® withdrawals (in Canada) Unlimited
Interac® transactions Unlimited
Bill payments Unlimited
1 Basic order of 100 cheques per year FREE
DUCA drafts FREE
Traveler's cheques No commission
Safety deposit boxes 10% discount
Monthly package fee No Fee

Chequing - Registered Charity Accounts

Cheques/Electronic Transfer FREE
Deposits FREE
DUCA or THE EXCHANGE® Network ATM transactions FREE
Bill payments FREE
DUCA drafts

FREE

New account application fee No Fee

Chequing - Additional Services Accounts

Bill payment - In-branch
$0.75
Certify a cheque (1st party) $9.00
Stop payment
$10.00
Stop payment - Without complete details $15.00
Stop Payment - no funds to cover cheque $40.00
NSF cheques $40.00
Temporary cheques (per 12) $12.00
Hold Cheque $15.00
Reprocessing fee
$6.00
Cheque/EFT Debit cleared $0.30
Currency deposits (Business & Organization accounts) $1.25/$1,000

RRSP/RRIF/RESP/TFSA

Transfer all or part to another financial institution
$50.00
Withdrawals within 3 months of deposit $50.00
Copy of receipt previously issued
$10.00

Special Deposit Account/T-Bill Account

4th and subsequent withdrawal/transfer $0.50
Transfer to cover cheque
FREE
Automatic transfer to cover cheque 
FREE

Euro Account

Monthly maintenance fee FREE
Cash (no coin) deposits and withdrawals 2.0%

Note: Deposits in foreign currencies are not insured by the Deposit Insurance Corporation of Ontario.

U.S. Dollar Savings/Chequing

U.S. Draft US$ 7.00
Transfer to/from other account to cover cheque US$ 10.00
Cheque cleared
US$ 1.50
Stop payment (if possible) US$ 40.00
NSF cheque US$ 40.00
4th and subsequent transfer/withdrawal $ 0.50

Note: Deposits in foreign currencies are not insured by the Deposit Insurance Corporation of Ontario.

Commercial Accounts

New account application fee $30.00
Currency Deposits (rounded up to next '000) $1.25/$1,000
Certify a cheque $9.00
Stop payment $10.00
Stop payment - no funds to cover cheque $40.00
NSF Cheque/EFT $40.00
Chargebacks $7.00
Reprocessing fee $6.00
Cheque/EFT
$0.85/chq (min. $3/month)
Hold cheque $15.00